If you are planning on building within a FEMA flood zone, you will likely be required by your local community to conform to their federally mandated floodplain building regulations.
These communities often times use a federal form called an Elevation Certificate to administer these regulations. The Elevation Certificate provides the regulator information on the type of structure being constructed along with elevation information to verify if said structure is being built in compliance.
Depending on your community, many times the Elevation Certificate is done in multiple phases (prior to construction, during construction and at completion) as many times as deemed necessary by the community to insure the regulations are being met before granting a certificate of occupancy. In Florida, only licensed surveyors and mappers are qualified to prepare Elevation Certificates.
Elevation Certificates are also required if you are purchasing flood insurance. Flood insurance rates are determined by a number of factors, but primarily they are based on the type of flood zone your structure is located, the type of structure you are insuring and the elevation of the lowest floor of said structure.
While by law any surveyor can fill out an Elevation Certificate, it is advisable that you select a surveyor that has experience with them. Most people are not aware that there are different ways of filling out an Elevation Certificate that are technically correct, but yield different annual insurance premiums.
We specialize in optimizing our Elevation Certificates to yield the lowest rate possible on your annual flood insurance premium.